Legacy vs Skaleet
Legacy systems are slow, costly and structurally incompatible with the speed of modern banking. Skaleet is built for institutions that can no longer afford to wait.
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BUSINESS VALUE
With a legacy core banking system:
18-24 month implementation timelines delay revenue, delay market entry, and delay everything that follows
High upfront licensing costs mean infrastructure, licenses, and maintenance contracts are committed long before the first transaction is processed
Heavy custom development turns every project into a multi-month specification and build effort before anything goes live
With Skaleet
SaaS economics. Banking grade
Fastest time to market
From contract signature to production in an average of 6 months - fast to seize market opportunities and start monetizing from day one.
Pay as you go - Pay as you grow
A usage-based pricing model that scales with your business - predictable, transparent, and free of hidden costs.
Reduced total cost of ownership
No infrastructure, no upgrade projects, no hidden maintenance costs - a predictable cost base that lets you invest in growth, not in keeping the lights on.
PRODUCT
With a legacy core banking system:
Rigid, hardcoded product rules make every change an IT project: a rate, a limit, a condition, all buried deep in the code
Closed ecosystems (lack of APIs) means expanding the catalog requires costly custom development or third-party integrations, each adding complexity and delay
5 to 7 year upgrade cycles leave banks perpetually running yesterday's platform while the market moves on
With Skaleet
Build faster. Differentiate more. Stay in control
Solutioning approach
Skaleet combines a comprehensive core banking solution with a pre-integrated ecosystem of best-of-breed partners - battle-tested connectivity that accelerates time-to-market, lowers costs and eliminates execution risk.
Continuous delivery
You buy the solution once - new releases every two months, rolled out to all customers with no freeze windows, no migration, no extra cost.
ARCHITECTURE
With a legacy core banking system:
Monolithic architecture means every component is tightly coupled - changes are slow, costly, and risky
On-premise deployment demands heavy infrastructure investment just to keep the lights on
Batch-based processing keeps data perpetually out of date - no real-time visibility on transactions or balances
Outdated proprietary stacks that few engineers still master make innovation virtually impossible
With Skaleet
From monolithic to modular. At your pace.
API first & modular
Activate only the banking assets you need to match your use cases - and connect to a best-of-breed partner ecosystem to deliver end-to-end seamless solutions without heavy integrations
Cloud-based
No infrastructure to manage, no version upgrades to plan. Always up to date, always available, and infinitely scalable as your business grows.
Event-driven and Real time
Transactions, balances, and reporting always reflect the current state - no batch processing delays, no reconciliation gaps, no stale data.
AI-ready
Modern, API-first foundations make AI a first-class citizen - not an afterthought. Plug in AI models, automate decisioning, and build intelligent workflows without the constraints of a legacy core
Side-by-side comparison
| Criterion | Skaleet | Legacy Platfroms (SBS, Temenos...) |
|---|---|---|
|
Infrastructure model | SkaleetCloud-based. EU sovereign private cloud | Legacy Platfroms (SBS, Temenos...)On-premise. High maintenance burden |
Modular solution Can you activate modules independently? | SkaleetAPI first and modular | Legacy Platfroms (SBS, Temenos...)Monolithic. No modularity |
Processing model Does the platform support real-time? | SkaleetEvent-driven and real-time architecture | Legacy Platfroms (SBS, Temenos...)Batch-based and asynchronous |
|
Continuous delivery How often does the platform receive new features? | SkaleetContinuous delivery every 8 weeks | Legacy Platfroms (SBS, Temenos...)5 to 7 year upgrade cycles |
Time to deploy How fast can you go live? | Skaleet6 to 12 months to go live | Legacy Platfroms (SBS, Temenos...)18 to 24 months or more |
|
Modern integration via API Can you connect best-of-breed partners freely? | SkaleetFull API-based. Best-of-breed partners | Legacy Platfroms (SBS, Temenos...)Limited and rigid integrations |
|
Coding languages Are tools accessible to business users? | SkaleetModern languages. No/low code tools | Legacy Platfroms (SBS, Temenos...)Obsolete coding languages. Scarce talent |
|
Variable pricing Is the pricing aligned with your business model? | SkaleetPay-as-you-go. Subscription model | Legacy Platfroms (SBS, Temenos...)Heavy upfront and fixed maintenance costs |
Dedicated support Who supports your project and roadmap? | SkaleetDedicated solution engineering team | Legacy Platfroms (SBS, Temenos...)Dependent on vendor priorities |
Customer stories
How Caisse d’Epargne Hauts de France Launched a Corporate Banking Offer in the Netherlands in Under a Year
DiscoverWhy they love us
“To successfully complete this project within tight deadlines, we needed a scalable core banking system, easily integrated and therefore equipped with numerous APIs, easily configurable, and agile partner, both the software vendor and the integrator-who demonstrated close working relationships. Skaleet and Onepoint were the right solution for our needs. We worked together in a spirit of trust.”