Five keys to Skaleet's best safety practices

Security in banking systems is a top priority for financial institutions—deeply embedded in Skaleet's DNA. This begins with the leadership team, which actively fosters a strong culture of security across the entire organization.

This commitment is embodied in Skaleet's Information Systems Security Policy (ISSP), which outlines the company's dedication to following best practices. The ISSP supports three core objectives: effective risk management, high platform availability, and the protection of customer data.

These security measures are regularly assessed and improved to ensure ongoing effectiveness as part of a continuous enhancement process. In this article, we highlight five key practices that we believe are essential for institutions seeking to establish the most robust security framework possible.

#1. Ultra-High Availability (99.9%) for Seamless Service

To ensure 99.9% availability, Skaleet relies on a sovereign European cloud provider. Our data centers are geographically distributed across France and Germany to mitigate the impact of incidents such as fires or natural disasters. By partnering with a European provider, we also gain stronger assurances regarding data confidentiality and avoid the implications of extraterritorial legislation.

Multiple data centers in France are interconnected via secure internal networks to deliver robust multi-site availability. This architecture ensures fault tolerance: if one data center experiences a failure, another seamlessly takes over—without any data loss.

We also enforce a rigorous backup policy based on the 3-2-1 rule:

• 3: Maintain at least three copies of all data
• 2: Store data on at least two different types of media
• 1: Keep at least one backup copy off-site

Customer databases are continuously and automatically replicated using a master-slave architecture, ensuring real-time data availability and resilience.

#2. Data Security

At Skaleet, data security is built on a robust framework that ensures confidentiality, integrity, and traceability.

A dedicated team of cybersecurity experts works continuously to protect infrastructure and data. This team performs proactive monitoring and in-depth analysis to detect and neutralize threats before they impact our systems.

A comprehensive monitoring system tracks system logs in real-time, detecting intrusions, malicious behavior, or suspicious activity. Data is encrypted at rest, making it inaccessible to unauthorized users—even in a server breach. In addition, all communications between Skaleet systems and customer platforms are safeguarded with strong encryption protocols to ensure data confidentiality and integrity in transit.

To prevent malicious code injection, all user inputs—such as form entries—are rigorously validated before reaching the database. Servers are continuously maintained and regularly updated, with all known vulnerabilities patched promptly as part of our secure development lifecycle.

#3. A Risk-Based Approach

Skaleet adopts a systematic, risk-based methodology to deliver proactive and targeted protection. We apply the EBIOS Risk Manager (EBIOS RM) method, developed by ANSSI (Agence nationale de sécurité des systèmes d'information), to identify, assess, and mitigate potential risks.

Every new feature undergoes a "security by design" process: risk analysis is embedded in the development lifecycle, and no feature is released to production without passing a thorough security validation. This ensures that security is integral to functionality design—not an afterthought.

This analysis is repeated yearly, and other additions are regularly made in line with the company's activity.

#4. A Resilient Infrastructure

Skaleet ensures operational continuity through a resilient infrastructure and 24/7 support, ready to respond anytime.

A comprehensive Business Continuity Plan (BCP) is in place, clearly defining roles, responsibilities, and response actions in the event of an incident. This includes using practical "reflex cards" to guide immediate actions. Various incident scenarios are developed, integrated into a control plan, and regularly tested to validate their effectiveness under real-world conditions.

In the event of a disruption, the BCP enables a swift and efficient recovery of operations. Additionally, Skaleet follows a vulnerability prioritization framework based on criticality—ensuring that the most severe threats are addressed first to minimize impact.

#5.A Platform Aligned with the Highest Regulatory Standards

Choosing Skaleet means selecting a platform that fully complies with current regulatory and security standards, ensuring legal compliance and optimum protection.

Security is at the core of everything we do. Our comprehensive approach, supported by advanced technologies and best practices, delivers industry-leading protection while maintaining the efficiency and agility of your banking operations.

Skaleet shares its control plans with clients to foster transparency and trust and offers the option to request independent audits. These measures confirm the real-world implementation of our security practices and demonstrate our commitment to accountability.

Interested in learning more about our Core Banking Solution? Feel free to contact our team.