How Defacto is Rebuilding B2B Credit Infrastructure

Skaleet Recognized in the 2026 Gartner® Magic Quadrant™for Banking Payment Hub Platforms

October 27, 2025

Sommaire

01.1. How would you describe Defacto’s technology vision, and how has it evolved over the past 2 years?
02.2. What role does your engineering team play in shaping the product strategy?
03.3. How do you balance long-term innovation with short-term delivery pressure?
04.4. What architectural principles guide your platform design?
05.5. How do you support real-time embedded lending at scale?
06.6. Any bold tech bets that paid off (or didn’t)?
07.7. How is your team structured for collaboration?
08.8. What’s your hiring philosophy?
09.9. How do you handle data governance in embedded lending?
10.10. How do you balance compliance and innovation?
11.11. How do you embed fraud and credit risk into the stack?
12.12. How do you design APIs and integrations for embedded finance?
13.13. What’s hardest about plugging into partner ecosystems?
14.14. How do you choose external platforms (KYC, aggregators, etc.)?
15.15. How do tech and ops work together?
16.16. How do you test without breaking things?
17.17. What’s next for Defacto’s platform?
18.18. If you could rebuild Defacto today, what would you do differently?
19.19. What’s the role of AI in your stack going forward?
20.20. How do you manage tech debt in fast growth?
21.21. Advice to other CTOs building in B2B finance?

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